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FAQ about Luminid

General / Platform

Luminid is not a company but a community-driven project created by and for the community. Accordingly, there is no traditional business model. Instead, the project is guided by a vision of how the community can develop and strengthen itself economically.
Although we started operationally in German-speaking Switzerland and communication currently takes place primarily in German, our orientation is clearly national. We warmly invite investors and entrepreneurs from Romandy and Ticino to become part of the community. Even though we are still building our presence there, our goal is to create economic bridges across linguistic regions together.

Cooperation & Process

No. All communication and negotiations take place directly between the investing individual and the person responsible for the project. Only the project owner has knowledge of the offers submitted to them.
All projects that meet our formal criteria are transparently made accessible to the entire investor network.

If a project becomes oversubscribed (i.e., more investors than required capital), the decision of which investors to accept lies exclusively with the person responsible for the project.

For entrepreneurs

In principle, all entrepreneurial ventures can be submitted if they meet two key criteria:

Economic substance: The project must have a clear business model (business case) and be designed to generate profitability. Pure donation projects or charitable initiatives without profit orientation are not within our focus.

Ethical alignment: The project must comply with our ethical guidelines (Halal compliance).

We are particularly interested in projects that combine economic potential with responsible conduct — precisely the type of ventures that are attractive to investors.
The process at luminid.ch is lean and transparent:

1. Formal review: After submission, our team checks whether the documentation is complete. This serves quality assurance for the network but does not constitute a substantive evaluation.

2. Visibility: If the project meets the criteria, it becomes accessible to registered investors.

3. Expression of interest: Interested investors can review the materials. If they wish to proceed, the investor contacts the project owner directly and bilaterally.

Responsibility for preparing the pitch deck lies primarily with the person responsible for the project. However, as community builders and partners, we will try to answer questions where possible, depending on our available capacity.
No. The use of the community platform is free of charge for entrepreneurs. Since we do not operate a fee-based business model, there are no costs associated with uploading a project.
Our primary focus is the Swiss market. Nevertheless, we remain open to international opportunities. If a project presents a convincing business case and clear growth prospects, it may of course be submitted. Ultimately, investment decisions depend on the quality of the project rather than its geographic location.
We do not impose a formal limit. However, quality is decisive. Each submitted project must have a valid business case and a responsible person driving the project forward. Feasibility is more important than the number of submissions.
No. Investment decisions are made individually by investors. Therefore, Luminid cannot provide any guarantee that a project will receive financing.
For regulatory reasons, particularly to avoid a prospectus requirement (Art. 36 para. 1 lit. b FinSA / FIDLEG), the network is limited to a maximum of 500 investors.
Confidentiality is of the highest priority. Your documents are not publicly accessible on the internet but are made available exclusively to the closed investor network. Each member of the network commits contractually, already at the time of registration, to treat all accessible information and data as strictly confidential.

For investors

To maintain the quality and trust-based foundation of our community, access is structured exclusively. Two requirements must be fulfilled:

1. Financial criteria: You must meet the financial requirements defined on the website in order to participate as an investor.

2. Personal recommendation: Access generally occurs by invitation. Admission requires a recommendation from at least one existing member of the network.

No. Interested investors who meet the requirements can register without any obligations. There is no requirement to invest in projects.

However, we do expect that registration reflects a general willingness to invest. Our goal is an active network that creates real value. A legal or financial commitment only arises once you decide to participate in a specific project and sign a bilateral agreement directly with the entrepreneur.

In principle, this is not excluded. However, the same admission requirements apply to all investors, particularly the recommendation from within the existing network. Each application is reviewed according to these criteria.
Limited transaction experience should not prevent you from registering. The investor network includes many experienced investors. In such cases, we recommend making initial investments together with more experienced investors or seeking their guidance. This allows you to benefit from their experience and gradually build up your own expertise.
Contact is established directly and without intermediaries. The contact details of the person responsible for the project are clearly provided in the project documentation (e.g., in the pitch deck).

If you are interested, you can contact the entrepreneur immediately. Luminid does not act as an intermediary — all discussions, clarifications, and negotiations take place bilaterally between the parties.